Stripe Fee Calculator — See Your Exact Payout
Enter the payment amount to calculate Stripe's 2.9% + $0.30 processing fee and your net payout. Compare to PayPal and other processors.
Transaction Details
You Receive
$48.25
Processing Fee
$1.75
Fee Rate
3.5%
Stripe Fees
| Standard Processing Fee | $1.45 |
| Standard Processing (Flat) | $0.30 |
| Total | $1.75 |
Standard rate: 2.9% + $0.30 per successful card charge.Updated 2026-03-15
Stripe Fee Structure
Stripe's pricing is straightforward with no monthly fees or setup costs:
| Payment Type | Fee |
|---|---|
| Online card payments | 2.9% + $0.30 |
| In-person (Terminal) | 2.6% + $0.10 |
| ACH Direct Debit | 0.8% (capped at $5) |
| International cards | + 1.5% |
| Currency conversion | + 1% |
For a $100 online card payment, Stripe charges $3.20, leaving you with $96.80. Volume discounts are available for businesses processing over $80,000/month.
Stripe vs PayPal vs Square
Stripe (2.9% + $0.30) is cheaper than PayPal (2.99% + $0.49) for most online transactions. The difference is $0.28 per $100 transaction. Square matches Stripe's online rate exactly (2.9% + $0.30) but includes a free card reader for in-person payments.
Frequently Asked Questions
How much does Stripe charge per transaction?
Stripe charges 2.9% + $0.30 for online card payments. In-person payments via Stripe Terminal are 2.6% + $0.10.
Does Stripe have monthly fees?
No. Stripe has no monthly fees, setup fees, or minimum transaction requirements. You only pay per-transaction fees.
Is Stripe cheaper than PayPal?
Yes, slightly. Stripe charges 2.9% + $0.30 vs PayPal's 2.99% + $0.49. The savings increase with higher transaction volumes.