Braintree Fee Calculator — See Your Exact Processing Cost
Enter the transaction amount to calculate Braintree's processing fees and your net payout. Compare to PayPal, Stripe, and other payment processors.
Transaction Details
You Receive
$48.21
Processing Fee
$1.79
Fee Rate
3.6%
Braintree Fees
| Transaction Fee | $1.30 |
| Transaction Fee (Flat) | $0.49 |
| Total | $1.79 |
Card and digital wallet payments: 2.59% + $0.49.Updated 2026-04-03
Braintree at a Glance
| Monthly Fee | $0 |
| Payout Speed | 2–3 business days |
| Chargeback Fee | $15 |
| Currencies | 130+ currencies |
| Buyer Protection | Yes — via PayPal |
| Contract | None |
Braintree Fee Structure
Braintree, a PayPal subsidiary, offers a full-stack payment platform with no monthly fees, no setup costs, and no minimum transaction requirements. It supports credit cards, debit cards, digital wallets like Apple Pay and Google Pay, Venmo, and ACH bank transfers. Braintree is especially popular with businesses that want PayPal's reliability with a more developer-friendly API and access to the Venmo checkout experience.
| Payment Type | Fee |
|---|---|
| Cards & digital wallets (Apple Pay, Google Pay) | 2.59% + $0.49 |
| Venmo via Braintree | 3.49% + $0.49 |
| ACH Direct Debit | 0.75% (capped at $5) |
| Monthly fees | None |
| Setup / cancellation fees | None |
For a $100 card payment, Braintree charges $3.08, leaving you with $96.92. The flat-rate pricing is competitive for standard online transactions, and the ACH rate with its $5 cap makes Braintree an excellent choice for businesses that process larger bank-to-bank payments.
Braintree vs PayPal vs Stripe
Braintree's card rate (2.59% + $0.49) has a lower percentage than PayPal (2.99% + $0.49) but a higher flat fee than Stripe (2.9% + $0.30). For a $100 transaction, Braintree costs $3.08, Stripe costs $3.20, and PayPal costs $3.48 — making Braintree the cheapest option at that price point. However, Stripe's lower flat fee means it wins on smaller transactions under roughly $60. Braintree's built-in Venmo checkout is a unique advantage for businesses targeting younger U.S. consumers, though the Venmo rate (3.49% + $0.49) is notably higher.
Frequently Asked Questions
How much does Braintree charge per transaction?
Braintree charges 2.59% + $0.49 for card and digital wallet payments, 3.49% + $0.49 for Venmo transactions, and 0.75% (capped at $5) for ACH direct debit. There are no monthly fees, setup fees, or cancellation fees.
Is Braintree the same as PayPal?
Braintree is a subsidiary of PayPal, but they are separate products. Braintree is a full-stack payment platform designed for developers and businesses that want to accept cards, digital wallets, and Venmo through a custom checkout. PayPal is a consumer-facing payment method. You can use Braintree to offer PayPal as a payment option within your own checkout flow.
Is Braintree cheaper than Stripe?
It depends on your average transaction size. Braintree's card rate (2.59% + $0.49) has a lower percentage but higher flat fee than Stripe (2.9% + $0.30). For transactions above roughly $60, Braintree is cheaper. For smaller transactions, Stripe's lower flat fee gives it the edge.