PayPal Fee Calculator — Know Your Exact Payout
Enter the payment amount to instantly calculate PayPal's Goods & Services fee (2.99% + $0.49) and see your net payout. Free, no signup.
Transaction Details
You Receive
$47.76
Processing Fee
$2.24
Fee Rate
4.5%
PayPal Fees
| Standard Transaction Fee | $1.75 |
| Standard Transaction (Flat) | $0.49 |
| Total | $2.24 |
Standard online checkout: 3.49% + $0.49 per transaction.Updated 2026-03-15
PayPal Fee Structure Explained
PayPal charges different rates depending on the transaction type:
| Transaction Type | Fee |
|---|---|
| Goods & Services (online) | 2.99% + $0.49 |
| QR Code (over $10) | 1.90% + $0.10 |
| Friends & Family (domestic) | Free |
| International | + 1.50% currency fee |
| PayPal Invoicing | 2.99% + $0.49 |
The calculator above shows the standard Goods & Services rate. For a $100 payment, PayPal takes $3.48, leaving you with $96.52.
PayPal vs Stripe vs Square
PayPal's standard rate (2.99% + $0.49) is slightly higher than Stripe and Square (both 2.9% + $0.30). On a $100 transaction, PayPal charges $3.48 while Stripe and Square charge $3.20. PayPal's advantage is its 430M-user trust network and QR code rate (1.90% + $0.10).
Frequently Asked Questions
How much does PayPal charge for Goods & Services?
PayPal charges 2.99% + $0.49 per Goods & Services transaction. On a $100 payment, that's $3.48 in fees.
Is PayPal Friends & Family free?
Yes, domestic Friends & Family transfers funded by PayPal balance or bank account are free. However, F&F offers no buyer or seller protection, so never use it for commercial transactions.
Does PayPal charge international fees?
Yes. International transactions add a 1.50% currency conversion fee on top of the standard transaction fee.
Is PayPal or Stripe cheaper?
Stripe is slightly cheaper: 2.9% + $0.30 vs PayPal's 2.99% + $0.49. On a $100 transaction, Stripe saves you $0.28.